Accidents can happen to anyone, no matter what job they may have. Sometimes, these incidents can result in severe injuries that make it difficult for employees to return to work and support themselves. This can heighten concerns about paying for medical treatment and ongoing care.
In times like this, it’s important to remember that employers in Florida must provide workers’ compensation to their employees. This can provide financial support to employees who are in recovery, helping pay for a portion of their missed wages and medical expenses. However, prompt action and adherence to the rules are crucial to secure these benefits.
After an accident at work, here are some immediate steps to take:
1. Seek medical attention immediately
Whether injuries are minor or serious, prompt medical attention is vital for recovery. In most cases, insurance providers require employees to see an authorized physician for treatment. Their medical evaluation is crucial to the success of a workers’ compensation claim.
Except for emergency situations or if an employee’s claim is not accepted, seeing the insurer’s chosen doctor first before consulting their own physician is advisable. Otherwise, the employee may have to pay for the costs themselves.
2. Report the incident to your employer
After getting immediate medical assistance, injured employees should notify their employer about the incident. In Florida, work-related injuries must be reported within 30 days. However, it is ideal to do it as quickly as possible. Communicating with an employer early may help jumpstart the process, which often takes a long time. Additionally, failing to report may disqualify a claim.
3. Document evidence
Workers’ compensation claims are not automatically approved. Having comprehensive documentation can support a claim when an appeal becomes necessary. When possible, take photos and videos of where the accident happened and the injuries sustained. It may also help to keep detailed records of all communications with the employer and their insurance provider.
Despite following the process, employees often get their claims denied. If you are in this situation, consider speaking to a workers’ compensation attorney in Florida for legal guidance. They can help you understand what steps you can take next.