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Understanding The Difference Between SSD And SSI Applications

The Social Security Administration administers two-long term disability programs. Both are long-term disability programs designed to help the disabled by providing benefits and insurance. I understand that this process is complex and can be confusing.

As the owner of the Law Offices of Kelly A. Cambron, I offer a free consultation so that we can sit down, and I can answer questions and explain the application process. Call 772-617-4587 to arrange a free consultation.

Social Security Disability Income (SSDI)

Social Security Disability Income, or SSDI, pays you a monthly benefit based upon what you have paid into the system through the FICA taxes you pay when you work.

  • SSDI has a very specific, detailed process to determine if you meet the requirements to receive benefits.
  • The application process can take as long as a year. Using a lawyer significantly improves your chances of receiving the benefits you deserve.
  • SSDI is a program designed for working people who have paid FICA taxes throughout their working life.
  • SSDI pays you a monthly benefit based on what you have paid into the system. This program also provides you with Medicare benefits for your health insurance.

SSDI benefits are paid out of the Social Security Trust Fund. FICA is the Federal Insurance Contributions Act.

Supplemental Security Income (SSI)

Supplemental Security Income, or SSI, is a program designed for people who have become disabled and have not paid enough into the system to become eligible to receive Social Security Disability Income or who are no longer insured for SSD benefits. It is designed to provide basic needs for living.

In 2021, the individual benefit is $794, and $1,191 for an eligible individual with a spouse.

  • Supplemental Security Income has a very specific, detailed process to determine if you meet the requirements to receive benefits.
  • The application process can take as long as a year. Using a lawyer significantly improves your chances of receiving the benefits you deserve.
  • This is a federal income supplement program, and the amount of the monthly benefit is determined by Congress. This program provides Medicaid as the health insurance benefit.

These funds are paid out of the government general funds. The SSI program is for individuals who have not worked or have not worked enough to qualify for SSDI or who are no longer insured for SSD benefits. If you have been denied benefits, I can also offer guidance about what to do next.

The Guidance You Need To Successfully Complete Your Application

I am here to help you through this long process and explain what your options are in a free consultation. I am happy to sit down with you and explain the whole process with no strings attached. I will do my utmost to get you the benefits you need and deserve as quickly as possible. The consultation is free, but the information is priceless.

Call me, Kelly Cambron, at 772-617-4587 or send me your contact information via my website email.